Independent insurance & benefits broker · Kentucky
Helping you protect what you've worked so hard for.
Paradigm works alongside business owners, individuals and families to find the right coverage from many carriers — and then stays with you to make sure it keeps fitting.
- 1IndependentNot tied to one carrier
- ✓Many carriersNational and boutique options
- ☎A real personNo AI bots, no phone trees, no hold music
- 5050+ yearsCombined agent-network experience
Group Employee Benefits
We make your life easier.
Offer benefits that attract and keep good people — without taking on the paperwork. We design the plan, run enrollment and handle annual re-enrollment. We do the heavy lifting.
Because we work with a broad portfolio of carriers, we can build one seamless, consolidated package or start with as little as a single benefit. Group health options include large national carriers and smaller boutique carriers using networks such as Anthem, Aetna, Cigna and PHCS, plus reference-based pricing plans that can open up more affordable, customized coverage.
Group health insurance
Quality coverage and affordability — designed for your group, not a one-size-fits-all plan.
Dental & vision
The benefits employees ask for most after health insurance.
Short- & long-term disability
Replaces income when an illness or injury keeps someone from working.
Accident, cancer, critical illness & hospital
Supplemental plans that pay employees cash when they need it most.
Group life insurance
Affordable protection for your employees' families.
Enrollment & administration
In-person or remote enrollment using modern technology, on your schedule.
Individual Health & Supplemental
Coverage that follows you, not your job.
Employer benefits are great — until they aren't enough, or until you leave. Individual coverage gives you protection you own.
- Self-employed? Get the coverage you need at a price you can afford.
- Changing jobs or retiring? Group benefits usually aren't portable — don't get caught underinsured.
- Employer plan falls short? Fill the gaps in health, disability or life coverage.
Individual & family health
Plans and networks matched to your doctors and budget.
Dental & vision
Affordable coverage for checkups, glasses and more.
Accident
Pays based on the injury — from stitches to serious accidents.
Critical illness & cancer
A lump-sum benefit after a heart attack, stroke, cancer diagnosis or other covered illness.
Hospital indemnity
Pays a lump sum when you're admitted to the hospital.
Short-term disability
Replaces part of your paycheck if you can't work.
Life Insurance
More than a death benefit.
Life insurance has evolved. Today the right policy can protect your family, build value you can use while you're living, and help fund retirement.
Term life
High coverage for the years your family depends on your income most.
Whole life
Permanent coverage with guaranteed cash value; some carriers pay dividends.
Indexed universal life
Flexible permanent coverage with cash value tied to market index performance.
- Living benefits. Access a portion of your death benefit if you face a critical, chronic or terminal illness.
- Cash value you can use. Borrow against it without a credit check, often at rates below a bank loan.
- Retirement income. When properly structured, policy loans can provide a tax-advantaged income stream.
- A tax-efficient legacy. Death benefits are generally paid to beneficiaries free of income tax.
Self-Enrollment
Shop and enroll online, on your schedule.
Prefer to do it yourself? Get a free quote, compare your options and enroll online in minutes. If a question comes up along the way, Matt is one phone call away.
Individual & Family Health
Get a free quote, compare plan options and enroll in the coverage that best fits your needs.
Life Insurance
Answer a few questions online to see your price and apply for coverage that protects your family.
Ethos get quote & apply →- Choose your coverage
- Get your free quote
- Enroll securely online
You'll be taken to our partner's secure enrollment site. Need help? Call 859-582-9363 and you'll talk to Matt, not a bot.
Why Paradigm
Relational. Available. Independent.
Countless agents want to sell you insurance. The difference with Paradigm is that we stay in touch, and when you call, you reach a person.
Independent
We're not limited to one carrier, so recommendations fit your needs — not a sales quota.
Personal
We answer calls personally. No phone trees and no waiting on hold.
Convenient
Enroll in person or from a distance using the latest technology, on your schedule.
Experienced
Our agent network brings more than 50 years of combined experience — and we're here for the long term.
Let's talk
How can I help?
Call, email, or pick the area you're interested in and send a quick request — I'll follow up personally.